Fast, Flexible Business Finance Across Scotland

Access tailored funding options from trusted UK lenders - bridging loans, commercial & buy-to-let mortgages, development, asset & invoice finance, and more.

Get a Quote Now
Enquire Now

Our Team

Kenneth Dougall

Kenneth Ronald Dougall

Director, KRD Commercial

Kenneth Dougall is a qualified financial professional with extensive experience in mortgage advice, protection planning, and investment products. He holds the IFS Level 3 Certificate in Mortgage Advice and Practice, awarded by the ifs School of Finance in 2006, which certifies his expertise in the UK mortgage market and regulatory landscape.

In addition, Kenneth has achieved a pass in the Chartered Insurance Institute’s Financial Planning Certificate (Paper 2), focusing on Protection, Savings and Investment Products, completed in 1996. This demonstrates a strong foundation in personal financial planning and a long-standing commitment to helping clients protect and grow their wealth.

With decades of industry knowledge, Kenneth provides professional, client-focused advice with integrity and care. His qualifications underpin his ability to deliver trusted guidance across a range of financial services.

Robert Duffy

Robert Duffy - MLIBF, NACFB, CeMAP

Director - Commercial Finance Broker

Robert Duffy entered the financial services industry in 2007 and has since built extensive experience across mortgages, insurance, and estate agency. Over nearly two decades, he has developed a deep understanding of the financial landscape, enabling him to provide clients with strategic and tailored funding advice.

As a member of the National Association of Commercial Finance Brokers (NACFB) and the London Institute of Banking & Finance (LIBF), Robert upholds the highest professional and ethical standards. His qualifications and industry memberships reflect a firm commitment to transparency, integrity, and client care.

With a reputation for dependable, relationship-driven service, Robert takes pride in delivering clear, practical financial solutions that help businesses achieve their goals with confidence.

Commercial Finance Broker in Scotland

At KRD Commercial, we are dedicated commercial finance specialists who understand the challenges and opportunities that business owners face. Based in Lanarkshire and operating across the UK, we work with whole-of-market lenders to deliver bespoke funding solutions tailored to your specific needs.

Whether you're looking to invest in property, scale your operations, improve cash flow, or finance key assets, we provide clear, honest, and strategic financial guidance to help you move forward with confidence.

With years of experience across a range of sectors, we pride ourselves on being more than just finance brokers - we are long-term partners in your success. Our approach is straightforward, responsive, and results-driven, ensuring you receive the right funding quickly and without unnecessary hassle.

Let KRD Commercial be the expert voice at your side, delivering dependable financial solutions that support your business ambitions.

Our Services

Whole-of-market access - we work with lenders across the UK to find the right fit for your circumstances.

Bridging Loans

Fast, short-term finance (typically 1–24 months) used for purchases, auction buys, chain breaks, or light refurbishments. Options to roll-up or service interest, secured against property.

Security required. Your property or other assets may be at risk if you do not keep up repayments.

Commercial Mortgages

Long-term secured lending to purchase or refinance commercial premises - owner-occupied or investment. Fixed and variable rate options available, tailored to sector and tenure.

Security required. Your property or other assets may be at risk if you do not keep up repayments.

Buy to Let Mortgages

Finance for individual and portfolio landlords, in personal names or SPVs. Suitable for single lets, HMOs, MUFBs and holiday lets, with stress-tested rental coverage.

Security required. Your property or other assets may be at risk if you do not keep up repayments.

Development Finance

Funding for ground-up builds and heavy refurbishments, typically drawn in stages. Structures can include senior debt, mezzanine, and developer equity.

Security required. Your property or other assets may be at risk if you do not keep up repayments.

Asset & Invoice Finance

Acquire or refinance vehicles, plant and equipment via hire purchase or leasing. Improve cash flow with invoice discounting or factoring against unpaid invoices.

Security and/or personal guarantees may be required. Your assets may be at risk if you do not keep up repayments.

Government Backed Loans

Access lending supported by government initiatives via accredited lenders to assist working capital, growth and investment. Eligibility, limits and terms apply.

Not a grant. Security may be required. Your property or other assets may be at risk if you do not keep up repayments.

Important: We are a broker, not a lender. Finance is subject to status, affordability and lender criteria. Fees may apply. Security and/or personal guarantees may be required.

Risk Warning: Your property or other assets may be at risk if you do not keep up repayments on a loan or mortgage secured against them.

Finance Calculator

For illustration only - this calculator does not constitute advice or an offer. Actual eligibility, rates, fees and repayments will depend on your individual circumstances and lender criteria.

Industry Insights

Understanding Commercial Mortgages

Key terms and structures explained for 2025.

Read More

Is 2025 Shaping Up to Be a Defining Year for Bridging Finance?

Explore emerging trends and lender appetite.

Read More

Bridge Loans Beyond the Basics

5 creative ways real estate investors use short-term capital.

Read More

When to Refinance a Commercial Property

Learn when switching lenders makes sense.

Read More

How Asset Finance Helps Small Businesses

Support growth without tying up capital.

Read More

What Our Clients Say

Contact Us

We support the standards set by the NACFB (National Association of Commercial Finance Brokers).

Finance Calculator